Do you have “Loss of Use” coverage?

It is time to review your insurance policy and verify that a “Loss of Use” is included on your home owner or condominium policy (HO-6).    Accidents in the home do happen and this inclusion in your policy can save you many dollars if anything should cause you to be displaced for a period of time.      The best loss of use coverage is for actual loss sustained for 24 months.   This is better than a dollar figure such as a per-diem because we live in a high cost area.   Some coverage is for only twelve months, so please be prepared.