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"Come for a day and stay for a lifetime…"(R)

Living the Lifestyle of Your Dreams…

by Carla Griffin on July 8, 2011

What attracts people over 55 to active adult retirement communities?


• Active, relaxed lifestyle
• Gated 24/7 Security
• Freedom from yard work and maintenance
• Desire to be with people your own age
• Time to learn new hobbies
• Carefree – “Get Up & Go” lifestyle


• Not inexpensive
• Association Fees
• Rules and regulations
• “Too Quiet”
• Longer drives to visit family and friend

What should you look for when considering moving to a retirement community?

1. What is covered in the Association Fees?
2. Rules and Restrictions
3. Is your current property tax transferable – Prop. 13/60/90

For example: The Association Fees for the Villages G & CC cover everything except your property taxes, PG&E, H06 insurance, and telephone. They appear expensive but one must consider everything that is covered. Also, the Villages Golf & Country Club is located in Santa Clara County which allows for property tax transfers from anywhere in California.

If you are looking for an inexpensive retirement move, you should look out of state – Florida, Kansas, Arizona, Texas, Nevada, Idaho etc.

For a move in Northern California – try:

Rossmoor in Walnut Creek
Trilogy in Rio Vista
Sun City in Lincoln Hills
Oakmont Village in Santa Rosa
Also, Del Webb and Trilogy have recently opened new projects.

Of course, to stay in the Greater Bay area, there is only the Villages Golf and Country Club.

Moving is a life-changing decision not to be taken lightly. I suggest that you do your homework and tour various communities before making that final decision.

If moving is not right for you and you are still looking for the lifestyle of your dreams, I would like to suggest that you talk to a loan specialist about Reverse Mortgage.

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